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Forum Index : Windmills : windmill insurance

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DaViD

Senior Member

Joined: 14/01/2009
Location: United States
Posts: 120
Posted: 01:02pm 30 Apr 2009
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My insurance company told me they will not insure my windmill from any damages it may have from any peril. Has anyone had a similar issue?
If your not living on the edge your taking up to much space!
 
sPuDd

Senior Member

Joined: 10/07/2007
Location: Australia
Posts: 251
Posted: 10:14am 02 May 2009
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I'd be surprised if ANY insurance company would have any interest in home RE stuff. I'm not even sure how you would go with covering your inverters, batteries etc in an off grid home.

Most just look at you like a stunned mullet if the item is not listed in their brochure as a building, car or boat.

sPuDd..
It should work ...in theory
 
DaViD

Senior Member

Joined: 14/01/2009
Location: United States
Posts: 120
Posted: 12:22pm 02 May 2009
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Hi sPuDd, my agent told me if it was a commercially made genny and I had it inspected and approved they would insure it. But I have a feeling if it was a commercial machine they would have told me something differant.Edited by DaViD 2009-05-03
If your not living on the edge your taking up to much space!
 
Loomberah

Regular Member

Joined: 11/06/2008
Location: Australia
Posts: 43
Posted: 10:05am 06 May 2009
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  sPuDd said   I'd be surprised if ANY insurance company would have any interest in home RE stuff. I'm not even sure how you would go with covering your inverters, batteries etc in an off grid home.
...


I've just changed insurance company for my house and contents, and now have my batteries, panels and inverter covered with no problems at all. I didn't mention the Chinese WTGs though, but I figure if they fail I'll cover the repair/replacement cost myself... since they cost less than the excess.

Gordon
Loomberah weather +solar&UV, astronomy, photography, organic farm
 
RossW
Guru

Joined: 25/02/2006
Location: Australia
Posts: 495
Posted: 08:59am 09 May 2009
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  sPuDd said   I'd be surprised if ANY insurance company would have any interest in home RE stuff. I'm not even sure how you would go with covering your inverters, batteries etc in an off grid home.


I have been with Elders Insurance for years. I must say, they have been the friendliest, most reasonable bunch I've ever had the good fortune to deal with. (Unlike elders real estate who are the exat opposite!)

My turbine was wiped out in a storm earlier this year. A lump of tree seems to have gone through it resulting in a blade crash and catastrophic failure. Their assessor was here next day and basically told me to replace the whole thing (tower included).

They even chased me up after a few weeks because they hadn't had a bill for the replacement yet.

Not all insurance companies are made equal!
 
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